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Live Quote
Before You Start the Quote Tool
Thanks for trying our live quote option. We have gone to great lengths to bring this tool to our existing and potential new clients to use.
It will return quotes on Life Insurance, TPD, Critical Illness (Trauma) and Income Protection covers from in some cases up to 10 different life insurers.
Life Insurance, TPD and Critical Illness is very straight forward. Simply place an amount of cover required in the tool and observe the results.
However income protection does require some additional inputs.
Income Protection — What you'll need to know
Monthly Cover
What the policy pays you monthly when you're sick or injured (must be less than 70% of your total income).
Waiting Period
How long you need to be sick or injured before that money comes. Note: the longer you wait, the cheaper the insurance costs.
Benefit Period
How long the insurance company must pay you if you're sick or injured. This can be a maximum of 2 years, 5 years, or until you turn 65. The longer the period they commit to pay you, the more expensive the insurance becomes.
- Important Note for Manual Occupations
If you are in a manual occupation such as bricklaying, plastering, concreting etc., some insurance companies will limit your benefit period to a maximum of 2 or 5 years for income protection. If you try to get a quote on a longer benefit period than your occupation allows, the tool will simply not return any insurers in the quote.
- Age Restrictions Apply
Age restrictions apply to some insurance covers. There is a maximum entry age for most products.
- If No Insurers Are Returned — Don't Give Up
In any case where no insurers are returned in a quote, please fill in our long-form email/review request and we will manually search insurers for you. We have on many occasions been able to get a client cover where the quoting system has indicated no cover was available.
Always drop us an email before giving up.
Ready? Let's Get Your Quote
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